Cooperative Business Management System (Web And Mobile)

A cooperative lending platform spanning web and mobile, from marketing's first data entry through loan disbursement, member self-service, and AI-assisted recruitment.

August 21, 2026

Cooperative Business Management System (Web And Mobile)

An end-to-end platform for a cooperative's lending business, covering everything from a marketing officer's first visit to a prospective borrower through approval, disbursement, and ongoing loan servicing, across both a web back office and two dedicated mobile apps.

Key Features

  • Internal marketing mobile app: initial borrower data entry, prospective borrower analysis, and visit/handling reports
  • Loan process automation: correspondence and letters through to disbursement, plus automated late-payment letters
  • AI-assisted recruitment system to help HR shortlist candidates, and automated job portal management from one web dashboard
  • Member mobile app: check savings balance, remaining loan balance, and time-deposit balance; pay loan installments by uploading a payment proof photo; run loan simulations; AI-assisted business planning — an M-banking-style self-service experience

Technology

PHP, Argon Dashboard, Tailwind CSS, Vue.js, MySQL, JavaScript, Python (photo annotation & AI processing), REST API, Flutter (marketing & member mobile apps)

Impact

Shortens the distance between a marketing visit and a disbursed loan, gives members a self-service way to manage their savings and loans from their phone, and gives HR an AI-assisted shortcut to finding the right recruitment candidates.